Microfinance Executive
The face of a microfinance institution — builds financial literacy and sources customers for microloans.
Overview
Microfinance Executives are the face of a Microfinance Institution (MFI) or Microfinance Company. They are responsible for identifying potential areas to develop business, building awareness through financial literacy, sourcing potential or prospective customers. They have to learn about products which can aid in business development like selling microloans.
Where they work
- Banks
- Microfinance institutions or companies
- Non-banking financial companies
Work environment
This work includes travel. You will have to work for 8/9 hours for 6 days a week. During busy time there will be overtime at work. Generally the work will involve targets.
Opportunities for work exist for differently abled in this field.
Skills and interests
This career might suit you if…
- You like to work with numbers
- You are organised in your work
- You are good at keeping records
- You are good with computers
Eligibility and education roadmap
Please check the duration of the course during enrolment.
Route 1
- 1Minimum Qualification
- 2After completion of class 10 and minimum age required is 18 years old for enrolling in National Skill Qualification Framework (NSQF) Level 2 course for Microfinance Executive
Alternative route 2
- 1After completion of your Bachelor's degree you may enrol in National Skill Qualification Framework (NSQF) Level 2 course for Microfinance Executive
Forms, exams and applications
Exam names above are as printed in the source card. Application windows, eligibility and syllabi change — always check the official notification for current dates.
Where to apply
The course is offered by the different Departments. Details of accredited training centres can be seen by visiting the institutes below.
Government institutes
- Indian School of Microfinance for Women, Ahmedabad, Gujarat
- University of Delhi, New Delhi
- University of Mumbai, Mumbai, Maharashtra
- Indian Institute of Banking & Finance, Mumbai, Maharashtra
These institute lists are indicative examples from the source card, not a ranked or complete directory. Always verify accreditation on the institute's official website.
Career outcomes
Growth path
- 1Officer
- 2Asst. Manager
- 3Manager
- 4Senior Manager
Expected income
₹16,000 – ₹52,000 per month
These figures are taken from NCS and are indicative and subject to change.
SourceRelated careers to explore
Loan Officer
Offers loan and credit services, evaluating and authorising various forms of credit.
Bank Clerk
Handles customer interaction and maintains accurate records of a bank's daily transactions.
Student action plan
What you can do this month
- Read this whole roadmap and note any subjects, exams or institutes you don't recognise yet.
- Talk to a teacher or school counsellor about how your current subjects connect to Commerce, Any Stream.
- Look for a school club, competition or online course related to helping people.
- Shortlist 2–3 institutes from the list above and check their official website for current admission details.
- Save this career and compare it with 1–2 others you're considering.
Example from the field
Ashok Chaubey — Has more than a decade of experience in micro finance. He joined Cashpor, an MFI in UP, in 2004. In 2009 he joined UTKARSH as an auditor and later he was promoted as Divisional Manager and was given charge to open new branches and expand business in UP & Bihar. In 2015 he started his own organization SAHAJ micro finance as section 25 company. He is founder director of SAHAJ foundation which is doing micro finance in Bihar.
SourceThis profile is shared for training/educational purposes only, as printed in the source card.
Sources and update notice
- Career card source: Exploring Career Paths with Career Cards, Volume 1, printed page 239 (NCERT / UNICEF India / PSSCIVE Bhopal, First Edition, April 2025).
- Income source: https://www.payscale.com/research/IN/Employer=Microfinance_Opportunities/Salary
- Last reviewed on this site: 2026-08-21
Eligibility, fees, exam patterns and admissions change often. Always verify current details on official institute, exam-body or government websites before making decisions.