Life Insurance Agent
Advises clients on life and health insurance products and helps them get claims settled.
Overview
A Life Insurance Agent is well versed with the need of the clients to insure their life and health. He/She advises, provides options about various insurance products/service available. They help the insured person to get their claims settled.
Where they work
- Insurance companies
- Banks
- Insurance agencies
Work environment
You will have to work for 8/9 hours for 5/6 days in a week. It is a target driven job – to achieve this you may have to work overtime. This work involves travel. Entrepreneurship: after gaining experience for some years you can open your own insurance agency.
Opportunities for work exist for differently abled in this field.
Skills and interests
This career might suit you if…
- You have good communication skills
- You can persuade/convince people to your way of thinking
- You pay attention to details
- You are good in keeping records
Eligibility and education roadmap
Please check the duration of the course during enrolment.
- 1Minimum Qualification
- 2After completion of class 12 you can enrol in National Skill Qualification Framework (NSQF) Level 4 course for Life insurance Agent
Forms, exams and applications
Exam names above are as printed in the source card. Application windows, eligibility and syllabi change — always check the official notification for current dates.
Where to apply
The course is offered by the different Departments.
Government institutes
- National Insurance Academy (NIA), Pune, Maharashtra
- Institute of Insurance and Risk Management (IIRM), Hyderabad, Telangana
- Insurance Institute Of India, Mumbai, Maharashtra
- Insurance Regulatory and Development Authority of India, Hyderabad, Telangana
These institute lists are indicative examples from the source card, not a ranked or complete directory. Always verify accreditation on the institute's official website.
Career outcomes
Growth path
- 1Insurance Agent
- 2Insurance Area Manager
- 3Regional Head
Expected income
₹8,000 – ₹15,000 per month
These figures are taken from NCS and are indicative and subject to change.
SourceRelated careers to explore
Insurance Agent
Sells an insurance company's policies for commission, acting as the legal representative of the insurer.
Loan Officer
Offers loan and credit services, evaluating and authorising various forms of credit.
Student action plan
What you can do this month
- Read this whole roadmap and note any subjects, exams or institutes you don't recognise yet.
- Talk to a teacher or school counsellor about how your current subjects connect to Commerce, Any Stream.
- Look for a school club, competition or online course related to helping people.
- Shortlist 2–3 institutes from the list above and check their official website for current admission details.
- Save this career and compare it with 1–2 others you're considering.
Example from the field
Rajeshwari Jandhyala — Stepped into insurance selling at the age of 42, broke the glass ceiling, found a sound financial footing and is now inspiring others to take this journey. “It started with a strong desire to financially support my family and an advertisement by SBI Life Insurance, inviting to be financial advisors with them. It took time for me to convince people to make space for insurance in their financial portfolio back then. Initially things moved slowly but then I started visiting government offices, meeting employees and seeking permission to make group presentations and things moved forward slightly.” The income in the field can range from Rs. 50,000 to Rs. 50 lakh depending on your sales portfolio. Besides, regular contest and incentives by the insurance company also supplement the income.
SourceThis profile is shared for training/educational purposes only, as printed in the source card.
Sources and update notice
- Career card source: Exploring Career Paths with Career Cards, Volume 1, printed page 235 (NCERT / UNICEF India / PSSCIVE Bhopal, First Edition, April 2025).
- Income source: https://bit.ly/3vVdT8g
- Last reviewed on this site: 2026-08-21
Eligibility, fees, exam patterns and admissions change often. Always verify current details on official institute, exam-body or government websites before making decisions.